Medical cost sharing is Nunes Partners’ chosen alternative to traditional major medical plans. When you combine medical cost sharing with direct primary care, you have coverage for day-to-day health concerns and life’s big events, such as pregnancy, a major illness, or a hospital visit.
Medical cost sharing is a more affordable option than COBRA or marketplace health insurance, making it a popular choice for independent contractors or individuals who can’t afford their employer-sponsored insurance plan. As your alternative insurance specialists, Nunes Partners will help you find coverage options that fit your budget and lifestyle, so you’re financially prepared for anything.
Since medical cost sharing is not medical insurance, these plans do not have to follow the requirements of the Affordable Care Act. Many medical cost sharing plans have lifestyle requirements, such as avoiding tobacco, or may require you to be part of a certain religion to participate. We have access to the best medical cost sharing programs nationwide and will help you choose a plan that provides great coverage, while allowing you to live the life you want.
Medical cost sharing is an innovative non-insurance way to manage life’s greater healthcare needs. Services are provided at a discount cash pay rate and members share medical expenses directly with each other – without the use of traditional insurance. For any medical event, you’ll be responsible for paying your initial unshareable amount, or IUA, which is similar to a deductible in traditional insurance. Once you meet your IUA, the community will share your remaining expenses. With a cost sharing plan, there is no such thing as out-of-network, so you are free to seek the best possible treatment from a provider that you trust.
Nunes Partners specializes in healthcare and financial solutions that make sense for our modern world. We experienced first-hand the financial burden of going through a major medical event with traditional insurance and are here to help you avoid that same experience. Medical cost sharing is the best medical insurance alternative we’ve found—it provides similar or better coverage than a high-deductible plan while allowing you to choose your providers.
If you already have a high-deductible insurance plan that you like, but want better financial protection, explore direct primary care or our supplemental insurance options. Reach out to us any time to ask questions or get a free quote.
